Is Iran cashless?

Cash essential#186 of 197 in The Cashlessy Index 2026 · #16 of 17 in Middle East

Short answer: Bring or withdraw enough cash for your trip. Cards will rarely help.

Because of sanctions, foreign cards do not work at all. Travellers must bring all their money in cash (euros or US dollars). Some tour operators sell local prepaid tourist cards.

3out of 100
Card acceptanceRarely or never
Cash neededBring plenty
Paying by phoneLittle to none
ATM costsNot yet checked

Will my card work?

Rarely or not at all. Do not count on using a foreign card in Iran.

Do I need cash?

Yes, plenty. Most payments in Iran are made in cash, so plan how you will get it.

Local currency: Iranian rial (IRR)

How does tipping work?

Around 10% in upmarket restaurants.

Mobile payments

No widely used mobile wallets for visitors. Stick to cards where accepted, and cash.

Good to know

  • Check official travel advice before planning a trip.

Frequently asked questions

Is Iran cashless?

Iran scores 3/100 on Cashlessy (cash essential), ranking #186 of 197 countries. Because of sanctions, foreign cards do not work at all. Travellers must bring all their money in cash (euros or US dollars). Some tour operators sell local prepaid tourist cards.

Do I need cash in Iran?

Yes, plenty. Most payments in Iran are made in cash, so plan how you will get it.

Are credit cards accepted in Iran?

Rarely or not at all. Do not count on using a foreign card in Iran.

Do you tip in Iran?

Around 10% in upmarket restaurants.

Compare with Middle East

Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.