Is Ireland cashless?
Go cashless#10 of 197 in The Cashlessy Index 2026 · #9 of 45 in Europe
Short answer: Leave the cash at home. Your card or phone will work almost everywhere.
Contactless is the default in pubs, shops and taxis. Rural pubs and small B&Bs are the main places cash still turns up.
Will my card work?
Yes. Visa and Mastercard are accepted almost everywhere in Ireland, and contactless is common.
Do I need cash?
Rarely. You can get by in Ireland with a card or phone almost everywhere.
Local currency: Euro (EUR)
How does tipping work?
10-15% in restaurants with table service. Not expected in pubs.
Mobile payments
Local apps often need a local bank account or phone number.
Frequently asked questions
Is Ireland cashless?
Ireland scores 90/100 on Cashlessy (go cashless), ranking #10 of 197 countries. Contactless is the default in pubs, shops and taxis. Rural pubs and small B&Bs are the main places cash still turns up.
Do I need cash in Ireland?
Rarely. You can get by in Ireland with a card or phone almost everywhere.
Are credit cards accepted in Ireland?
Yes. Visa and Mastercard are accepted almost everywhere in Ireland, and contactless is common.
Do you tip in Ireland?
10-15% in restaurants with table service. Not expected in pubs.
Can I use Apple Pay or Google Pay in Ireland?
Yes. Phone wallets work at most terminals that accept contactless cards in Ireland.
Compare with Europe
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.