Is Lithuania cashless?
Go cashless#20 of 197 in The Cashlessy Index 2026 · #13 of 45 in Europe
Short answer: Leave the cash at home. Your card or phone will work almost everywhere.
Contactless is ubiquitous in Vilnius and Kaunas, and you rarely need cash outside small rural markets.
Will my card work?
Yes. Visa and Mastercard are accepted almost everywhere in Lithuania, and contactless is common.
Do I need cash?
Rarely. You can get by in Lithuania with a card or phone almost everywhere.
Local currency: Euro (EUR)
How does tipping work?
About 10% in restaurants.
Mobile payments
Local apps often need a local bank account or phone number.
Frequently asked questions
Is Lithuania cashless?
Lithuania scores 87/100 on Cashlessy (go cashless), ranking #20 of 197 countries. Contactless is ubiquitous in Vilnius and Kaunas, and you rarely need cash outside small rural markets.
Do I need cash in Lithuania?
Rarely. You can get by in Lithuania with a card or phone almost everywhere.
Are credit cards accepted in Lithuania?
Yes. Visa and Mastercard are accepted almost everywhere in Lithuania, and contactless is common.
Do you tip in Lithuania?
About 10% in restaurants.
Can I use Apple Pay or Google Pay in Lithuania?
Yes. Phone wallets work at most terminals that accept contactless cards in Lithuania.
Compare with Europe
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.