Is Nepal cashless?
Cash preferred#128 of 197 in The Cashlessy Index 2026 · #23 of 32 in Asia
Short answer: Bring or withdraw enough cash for your trip. Cards will rarely help.
Hotels and some Thamel shops take cards with a surcharge. Trekking routes, taxis and local restaurants are cash only.
Will my card work?
Only in some places. Expect cards to work at larger hotels and a few big businesses in Nepal, and little else.
Do I need cash?
Yes, plenty. Most payments in Nepal are made in cash, so plan how you will get it.
Local currency: Nepalese rupee (NPR)
How does tipping work?
10% in tourist restaurants if no service charge is included. Tip trekking guides and porters.
Mobile payments
Local apps often need a local bank account or phone number.
Good to know
- Withdraw enough cash in Kathmandu or Pokhara before a trek.
Frequently asked questions
Is Nepal cashless?
Nepal scores 28/100 on Cashlessy (cash preferred), ranking #128 of 197 countries. Hotels and some Thamel shops take cards with a surcharge. Trekking routes, taxis and local restaurants are cash only.
Do I need cash in Nepal?
Yes, plenty. Most payments in Nepal are made in cash, so plan how you will get it.
Are credit cards accepted in Nepal?
Only in some places. Expect cards to work at larger hotels and a few big businesses in Nepal, and little else.
Do you tip in Nepal?
10% in tourist restaurants if no service charge is included. Tip trekking guides and porters.
Compare with Asia
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.