Is Norway cashless?
Go cashless#2 of 197 in The Cashlessy Index 2026 · #2 of 45 in Europe
Short answer: Leave the cash at home. Your card or phone will work almost everywhere.
One of the most cashless countries in the world. Some businesses do not handle cash at all.
Will my card work?
Yes. Visa and Mastercard are accepted almost everywhere in Norway, and contactless is common.
Do I need cash?
Rarely. You can get by in Norway with a card or phone almost everywhere.
Local currency: Norwegian krone (NOK)
How does tipping work?
Service is included. Rounding up or around 5-10% for great service.
Mobile payments
Local apps often need a local bank account or phone number.
Good to know
- Vipps is used between locals but needs a Norwegian bank account.
Frequently asked questions
Is Norway cashless?
Norway scores 95/100 on Cashlessy (go cashless), ranking #2 of 197 countries. One of the most cashless countries in the world. Some businesses do not handle cash at all.
Do I need cash in Norway?
Rarely. You can get by in Norway with a card or phone almost everywhere.
Are credit cards accepted in Norway?
Yes. Visa and Mastercard are accepted almost everywhere in Norway, and contactless is common.
Do you tip in Norway?
Service is included. Rounding up or around 5-10% for great service.
Can I use Apple Pay or Google Pay in Norway?
Yes. Phone wallets work at most terminals that accept contactless cards in Norway.
Compare with Europe
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.