Is San Marino cashless?
Mostly cashless#49 of 197 in The Cashlessy Index 2026 · #30 of 45 in Europe
Short answer: Pay by card, but carry a little local cash for small places.
Uses the euro and follows Italian habits. Most shops take cards, but small cafes may prefer cash.
Will my card work?
Mostly. Visa and Mastercard are widely accepted in San Marino, though some small businesses are cash only.
Do I need cash?
A little. Cards cover most spending in San Marino, but carry some cash for small places.
Local currency: Euro (EUR)
How does tipping work?
Not expected. Round up for good service.
Mobile payments
Local apps often need a local bank account or phone number.
Frequently asked questions
Is San Marino cashless?
San Marino scores 72/100 on Cashlessy (mostly cashless), ranking #49 of 197 countries. Uses the euro and follows Italian habits. Most shops take cards, but small cafes may prefer cash.
Do I need cash in San Marino?
A little. Cards cover most spending in San Marino, but carry some cash for small places.
Are credit cards accepted in San Marino?
Mostly. Visa and Mastercard are widely accepted in San Marino, though some small businesses are cash only.
Do you tip in San Marino?
Not expected. Round up for good service.
Can I use Apple Pay or Google Pay in San Marino?
Yes. Phone wallets work at most terminals that accept contactless cards in San Marino.
Compare with Europe
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.