The most cashless countries in Americas

35 countries and territories in Americas, ranked by how easily a visitor can get by without cash in The Cashlessy Index 2026. Canada leads with 90 out of 100; Cuba is the most cash-reliant. 7 of 35 are cashless or mostly cashless, and the region averages 48.

All 35 ranked

1. 1
   Canada

   Cards: accepted almost everywhereCash: rarely neededATMs: some ATMs are fee-freeChecked October 2026

   Go cashless90
2. 2
   United States

   Cards: accepted almost everywhereCash: rarely neededATMs: expect a fee at every ATMChecked October 2026

   Go cashless86
3. 3
   Brazil

   Cards: accepted almost everywhereCash: rarely neededATMs: some ATMs are fee-freeChecked October 2026

   Mostly cashless80
4. 3
   Chile

   Cards: accepted almost everywhereCash: carry a littleATMs: expect a fee at every ATMChecked October 2026

   Mostly cashless80
5. 5
   Uruguay

   Cards: widely acceptedCash: carry a littleATMs: expect a fee at every ATMChecked October 2026

   Mostly cashless76
6. 6
   Costa Rica

   Cards: widely acceptedCash: carry a littleATMs: some ATMs are fee-freeChecked October 2026

   Mostly cashless68
7. 7
   Argentina

   Cards: widely acceptedCash: carry a littleATMs: expect a fee at every ATMChecked October 2026

   Mostly cashless66
8. 8
   Barbados

   Cards: widely acceptedCash: carry a littleNot yet checked

   Mixed64
9. 9
   Bahamas

   Cards: widely acceptedCash: carry a littleNot yet checked

   Mixed62
10. 10
    Panama

    Cards: widely acceptedCash: carry a littleATMs: expect a fee at every ATMChecked October 2026

    Mixed60
11. 11
    Antigua and Barbuda

    Cards: widely acceptedCash: carry a littleNot yet checked

    Mixed56
12. 11
    Colombia

    Cards: cities and tourist areasCash: carry a littleATMs: expect a fee at every ATMChecked September 2026

    Mixed56
13. 11
    Mexico

    Cards: cities and tourist areasCash: needed dailyATMs: expect a fee at every ATMChecked October 2026

    Mixed56
14. 14
    Dominican Republic

    Cards: cities and tourist areasCash: needed dailyATMs: expect a fee at every ATMChecked October 2026

    Mixed54
15. 14
    Saint Lucia

    Cards: cities and tourist areasCash: carry a littleNot yet checked

    Mixed54
16. 16
    Trinidad and Tobago

    Cards: cities and tourist areasCash: carry a littleNot yet checked

    Mixed52
17. 17
    Jamaica

    Cards: cities and tourist areasCash: needed dailyATMs: some ATMs are fee-freeChecked October 2026

    Mixed50
18. 17
    Saint Kitts and Nevis

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Mixed50
19. 19
    Peru

    Cards: cities and tourist areasCash: needed dailyATMs: some ATMs are fee-freeChecked October 2026

    Mixed48
20. 20
    Grenada

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Mixed46
21. 21
    El Salvador

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Cash preferred44
22. 22
    Ecuador

    Cards: cities and tourist areasCash: needed dailyATMs: expect a fee at every ATMChecked October 2026

    Cash preferred42
23. 22
    Paraguay

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Cash preferred42
24. 24
    Belize

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Cash preferred40
25. 24
    Saint Vincent and the Grenadines

    Cards: cities and tourist areasCash: needed dailyNot yet checked

    Cash preferred40
26. 26
    Dominica

    Cards: hotels and a few big businessesCash: needed dailyNot yet checked

    Cash preferred36
27. 26
    Guatemala

    Cards: cities and tourist areasCash: needed dailyATMs: expect a fee at every ATMChecked October 2026

    Cash preferred36
28. 28
    Honduras

    Cards: hotels and a few big businessesCash: bring plentyNot yet checked

    Cash preferred30
29. 29
    Bolivia

    Cards: hotels and a few big businessesCash: needed dailyATMs: some ATMs are fee-freeChecked October 2026

    Cash preferred26
30. 29
    Nicaragua

    Cards: hotels and a few big businessesCash: bring plentyNot yet checked

    Cash preferred26
31. 31
    Guyana

    Cards: rarely or neverCash: bring plentyNot yet checked

    Cash essential16
32. 32
    Suriname

    Cards: rarely or neverCash: bring plentyNot yet checked

    Cash essential14
33. 33
    Venezuela

    Cards: rarely or neverCash: bring plentyNot yet checked

    Cash essential10
34. 34
    Haiti

    Cards: rarely or neverCash: bring plentyNot yet checked

    Cash essential6
35. 35
    Cuba

    Cards: rarely or neverCash: bring plentyATMs: expect a fee at every ATMChecked October 2026

    Cash essential4

Scores are out of 100. See the full world ranking and how we score. Last reviewed October 2026.

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