The most cashless countries in Middle East
17 countries and territories in Middle East, ranked by how easily a visitor can get by without cash in The Cashlessy Index 2026. United Arab Emirates leads with 88 out of 100; Yemen is the most cash-reliant. 9 of 17 are cashless or mostly cashless, and the region averages 55.
What the checked guides say
We have checked 6 of the 17 guides in Middle East against sources so far. Fee-free ATMs are easy to find in Saudi Arabia.
All 17 ranked
- 1Go cashless88
United Arab Emirates
Cards: accepted almost everywhereCash: rarely neededATMs: some ATMs are fee-freeChecked October 2026
- 2Go cashless86
Israel
Cards: accepted almost everywhereCash: rarely neededATMs: some ATMs are fee-freeChecked October 2026
- 2Go cashless86
Qatar
Cards: accepted almost everywhereCash: rarely neededATMs: some ATMs are fee-freeChecked October 2026
- 4Mostly cashless84
Saudi Arabia
Cards: accepted almost everywhereCash: rarely neededATMs: fee-free ATMs are easy to findChecked October 2026
- 5Mostly cashless82
Bahrain
Cards: accepted almost everywhereCash: rarely neededNot yet checked
- 5Mostly cashless82
Kuwait
Cards: accepted almost everywhereCash: rarely neededNot yet checked
- 7Mostly cashless78
Turkey
Cards: widely acceptedCash: carry a littleATMs: some ATMs are fee-freeChecked October 2026
- 8Mostly cashless68
Oman
Cards: widely acceptedCash: carry a littleNot yet checked
- 9Mostly cashless66
Georgia
Cards: widely acceptedCash: carry a littleNot yet checked
- 10Mixed58
Armenia
Cards: cities and tourist areasCash: carry a littleNot yet checked
- 11Mixed56
Azerbaijan
Cards: cities and tourist areasCash: carry a littleNot yet checked
- 12Mixed50
Jordan
Cards: cities and tourist areasCash: needed dailyATMs: some ATMs are fee-freeChecked October 2026
- 13Cash essential20
Lebanon
Cards: hotels and a few big businessesCash: bring plentyNot yet checked
- 14Cash essential14
Iraq
Cards: rarely or neverCash: bring plentyNot yet checked
- 15Cash essential4
Syria
Cards: rarely or neverCash: bring plentyNot yet checked
- 16Cash essential3
Iran
Cards: rarely or neverCash: bring plentyNot yet checked
- 17Cash essential2
Yemen
Cards: rarely or neverCash: bring plentyNot yet checked
Scores are out of 100. See the full world ranking and how we score. Last reviewed October 2026.