Is Botswana cashless?
Mixed#73 of 197 in The Cashlessy Index 2026 · #5 of 54 in Africa
Short answer: Pay by card, but carry a little local cash for small places.
Lodges, supermarkets and restaurants take cards. Keep cash for tips, markets and rural areas.
Will my card work?
Mostly. Visa and Mastercard are widely accepted in Botswana, though some small businesses are cash only.
Do I need cash?
A little. Cards cover most spending in Botswana, but carry some cash for small places.
Local currency: Botswana pula (BWP)
How does tipping work?
10% in restaurants. Tip safari guides and trackers.
Mobile payments
Local apps often need a local bank account or phone number.
Frequently asked questions
Is Botswana cashless?
Botswana scores 60/100 on Cashlessy (mixed), ranking #73 of 197 countries. Lodges, supermarkets and restaurants take cards. Keep cash for tips, markets and rural areas.
Do I need cash in Botswana?
A little. Cards cover most spending in Botswana, but carry some cash for small places.
Are credit cards accepted in Botswana?
Mostly. Visa and Mastercard are widely accepted in Botswana, though some small businesses are cash only.
Do you tip in Botswana?
10% in restaurants. Tip safari guides and trackers.
Compare with Africa
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.