Is Seychelles cashless?
Mostly cashless#61 of 197 in The Cashlessy Index 2026 · #3 of 54 in Africa
Short answer: Pay by card, but carry a little local cash for small places.
Resorts and restaurants take cards. Buses, local shops and takeaways want rupees.
Will my card work?
Mostly. Visa and Mastercard are widely accepted in Seychelles, though some small businesses are cash only.
Do I need cash?
A little. Cards cover most spending in Seychelles, but carry some cash for small places.
Local currency: Seychellois rupee (SCR)
How does tipping work?
A 10% service charge is often included.
Mobile payments
No widely used mobile wallets for visitors. Stick to cards where accepted, and cash.
Frequently asked questions
Is Seychelles cashless?
Seychelles scores 66/100 on Cashlessy (mostly cashless), ranking #61 of 197 countries. Resorts and restaurants take cards. Buses, local shops and takeaways want rupees.
Do I need cash in Seychelles?
A little. Cards cover most spending in Seychelles, but carry some cash for small places.
Are credit cards accepted in Seychelles?
Mostly. Visa and Mastercard are widely accepted in Seychelles, though some small businesses are cash only.
Do you tip in Seychelles?
A 10% service charge is often included.
Compare with Africa
Editorial estimate, last reviewed September 2026. Payment habits change quickly; see how we score.